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Chase Sapphire Preferred Credit Card is especially designed for the class of people who prefer traveling and dining.
Being a rewards card, this one allows users to get ample points on the total spending, even more, on the spending areas that they care about.
There is a large sign-up bonus that will help new card members make more purchases on their credit cards.
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This card is not all about the rewards, it focuses on flexibility in the usage of the points earned in order for the user can maximize its use.
Whether you need to travel, redeem cash back, or satisfy yourself with other extra benefits, the Chase Sapphire Preferred Credit Card has got everything for you.
Chase Sapphire Preferred Credit Card benefits
The Chase Sapphire Preferred Credit Card was created to offer a lot of benefits to those who prefer to get their rewards for traveling and dining.
This is why this particular card earns a high score which makes it one of the best for the consumer as it offers them to make more purchases with its strong earnings package coupled with flexible redemption methods.
Here are the primary benefits of the card:
Generous rewards structure:
Two points are granted for every dollar spent and there are certain levels of bonus for every dollar spent through Chase Ultimate Rewards; with 5x for every dollar spent on travel and 3x for every dollar spent on dining at restaurants.
Significant welcome bonus:
The newly approved can also get 60,000 bonus points, which again are equivalent to about $750 in travel by spending $4,000 in the first three months of membership when through the Chase Ultimate Rewards.
Flexible redemption options:
It makes sense that points can be used for travel, statement credits, gift cards, or transfer points to a wide variety of travel partners.
This offers users with a variety of options to make use of those rewards.
No foreign transaction fees:
This card is ideal for international travelers as it does not charge fees for purchases made abroad.
It allows users to save money while exploring new destinations.
Travel insurance benefits:
The card includes valuable travel protections such as trip cancellation insurance and auto rental collision damage waiver, offering peace of mind during travels.
Access to exclusive events:
Cardholders may receive invitations to special events and exclusive experiences through the Chase Ultimate Rewards program.
All these features make the Chase Sapphire Preferred Credit Card ideal for people who travel frequently or eat outside.
This makes it suitable for meeting the needs of many consumers because it works with their tendencies to spend on day-to-day activities.
Exclusive partnerships and discounts
Some of the benefits related to the Chase Sapphire Preferred Credit Card include the bonus rewards points that are rewarded based on the cardholders’ partners.
Partners may change from time to time but, commonly, cardholders receive a certain percentage discount in the restaurant and retail businesses.
Also, users can enjoy small one-off discounts when using Chase Ultimate Rewards where discount offers, or bonus points when purchasing from certain stores are offered.
Card network benefits
As a Visa card, the Chase Sapphire Preferred Credit Card provides several advantages associated with the Visa network:
- Purchase protection: Original purchases are most times protected against theft or damage for a certain period.
- Travel insurance: The card members may get rail, plane, or other travel accident insurance if the card is used for the purchase of the travel service.
- Emergency assistance services: Emergency help, which a person can get while being abroad.
- Exclusive offers: Visa frequently offers a method to get certain offers and discounts to a great number of stores.
Security features
First of all, Chase takes necessary measures to ensure its clients’ card security and their personal data.
The Chase Sapphire Preferred Credit Card includes several important security features:
- Fraud protection: In case an unauthorized transaction is reported, users have the backing of the market against carrying out the said transaction.
- EMV chip technology: The card has some features that increase its security during transactions, for instance, chips.
- Temporary lock via app: Users can freeze their card through the Chase mobile app in situations where they misplaced it.
- Purchase alerts: Of the solutions, the first is that setting up alerts for transactions allows monitoring of spending and the early detection of fraud.
Who is this Card For?
The Chase Sapphire Preferred Credit Card is the best for people who travel or eat restaurant meals most often.
It fits well with those who seek high cash back on common spending while also being able to receive great travel rewards.
This card has clear benefits for its user in the flexibility of point redemptions and security features when traveling.
Prerequisites
To apply for the Chase Sapphire Preferred Credit Card, applicants typically need:
- A steady credit history rating that is slightly above average (of 700 and above).
- Clear copies of employment or any proof of income.
- A correct social security number or an individual taxpayer identification number.
How to apply for Chase Sapphire Preferred Credit Card: A Guide
Becoming a member of Chase Sapphire Preferred Credit Card is easy. Follow these steps:
- Visit the official Chase website: You can visit the official Chase website and locate the credit cards part.
- Select “Chase Sapphire Preferred”: Next to this, click on the Chase Sapphire Preferred Credit Card link.
- Click on “Apply Now”: Applicants are required to fill up an application form which can be found under the link “Apply Now.”
- Fill out the application form: Provide your details carefully in the application form. For example, put your name, address, date of birth, as well as Social Security number as your initials.
- Provide income details: Fill in income details as needed.
- Review your information: Cross-check all the details before submitting the content.
- Submit your application: Press submit and get an instant decision or a notification that the decision will be made later.
- Check your email for confirmation: They all should be checking for any message concerning their application status.
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How to unlock your card
Once you receive your Chase Sapphire Preferred Credit Card, unlocking it is easy:
- Download the Chase Mobile App: Get it from Android or iOS.
- Log in using your credentials: Input your details in the Chase account.
- Locate your new card: Your new card is located under “Accounts.”
- Unlock your card: After that, choose the option called “Unlock Card” and complete the instructions.
Customer service
For assistance regarding the Chase Sapphire Preferred Credit Card, customers can reach out through various channels:
- Chase mobile app
- Phone number: 1-800-432-3117
- Official website: Chase customer support
- Chat support: Available via the Chase mobile app or website.
The Chase Sapphire Preferred Credit Card provides numerous features that are beneficial to traveling and those US residents who enjoy the culinary arts.
It has one of the best reward structures and is quite flexible when it comes to the use of your rewards making it a good way to get the most bang for your buck all while being very secure.
