How to apply to Discover It Miles Credit Card

The Discover It Miles card offers a unique way to earn travel rewards without worrying about complicated tiered systems or redemption limits.

With unlimited 1.5x miles per dollar spent and the ability to redeem those miles for cash back or travel statement credits, this no-annual-fee card provides flexibility and simplicity. Read on to learn why the Discover It® Miles card stands out from the crowded travel credit card space.

Benefits of Discover It Miles Credit Card

As a traveler, you will be able to get some excellent benefits out of this credit card. Let’s list down the most highlighting benefits out of them.

• Earn unlimited 1.5x miles on every purchase with no caps
• Discover matches all the miles earned in the first year (turn $300 into $600)
• Miles can be redeemed for cash back or travel credits with no minimums
• No annual fee
• 0% APR intro period for purchases and balance transfers
• No foreign transaction fees

The Discover It® Miles streamlines earning and redemption by awarding 1.5 miles per dollar spent on all purchases without limits on how much you can earn. New cardholders also get an unlimited match on their first year’s miles to accelerate rewards accrual.

Miles act as cash back that can be directly deposited or used to offset travel statement credits from the last 180 days. With the flexibility to redeem however is most convenient at the moment, cardholders aren’t restricted if their plans change. No fuss, no muss.

Prerequisites

This card does require good to excellent credit (690-850 FICO) to qualify. While not as easy to obtain as some other travel cards, it provides robust long-term value for those who meet approval criteria. You’ll also want to pay balances off each month to avoid interest charges.

Who is this card for?

The Discover It Miles card is a great fit for occasional and beginner travelers who want a simple, straightforward way to earn travel rewards. With no annual fee and easy 1.5x mile earning on every purchase, it provides solid value without complexity.

Frequent jetsetters and luxury travelers may want a premium card with airport lounge access and elevated travel protections. But for most people who take 1-2 trips annually, the Discover It Miles strikes the right balance. Families can also appreciate the ability to freeze spending instantly if a child loses a card.

Step-by-Step Card Application

Applying for the Discover It Miles card is quick and easy:

1. Go to official page
2. Provide your personal information including name, address, date of birth, and Social Security Number.
3. Review the terms and conditions, then click submit.
4. You’ll get either an instant decision on your application or notice that further review is needed.
5. If approved, you can activate your new card as soon as it arrives via mail within 7-10 business days. Then register your account online or via the Discover mobile app (iOS and Android available).

PRESS HERE TO APPLY TO DISCOVER IT MILES CREDIT CARD

Pros and Cons of Discover It Miles Credit Card

The Discover It Miles Credit Card shines with its straightforward unlimited 1.5x mile earning on every dollar spent. New cardholders get double the value too, with Discover matching all miles at the end of the first year. Miles maintain the same penny-per-point value whether you redeem for cash back or to offset travel. Combine that with no annual fee, a 0% APR intro period, and freezing your account on demand, and you’ve got excellent return for everyday spending. For travel credit cards with no luxury frills, the Discover It Miles executes the fundamentals flawlessly.

The Discover It Miles Credit Card does require strong credit for approval, so new credit card users may struggle getting accepted. It also lacks some premium perks frequent travelers expect – no airport lounge access or credits towards Global Entry/TSA PreCheck for example. And while 1.5x miles beats basic cash back cards, premium travel cards do offer higher ongoing earn rates to counter their annual fees. The Discover It Miles sits firmly in the middle with solid rewards that favor simplicity over high-flying ambition. Just know it earns less abroad and leans heavier on that first-year match.

While not packed with luxury privileges, the Discover It Miles does offer a refreshingly simple way to earn and redeem travel rewards. The unlimited mile matches the first year is an especially nice perk. Just know it requires pristine credit for approval.

How to Unlock the Card

Activating your new Discover card is simple. Just follow these steps once the card arrives in the mail:

1. Call the number on the sticker on your card (1-800-347-2683)
2. Provide personal information like Social Security Number and zip code to verify identity
3. Set your 4-digit PIN for card security
4. The card will immediately be activated for use once the automated system confirms your details

You can also unlock the card instantly by registering your account on the Discover mobile app (iOS and Android) or website. Log in with your new card number, SSN and other credentials and your card will unlock.

Fees & Interest Rates

The Discover It Miles card has no annual fee which is rare for travel rewards cards earning miles. It does charge penalty fees such as:

• Late Payment Fee – up to $40
• Returned Payment Fee – up to $40

This card has a variable APR between 17.24%-28.24% depending on your creditworthiness. There is also a 0% introductory APR on purchases and balance transfers for the first 15 months. Plan on paying your bill in full each month to avoid costly interest charges.

There are no foreign transaction fees which is ideal for travel cards.

About Discover

Discover Financial Services entered the credit card space in 1986 as Discover Card. It focused on being the low-cost provider that also offered exceptional customer service and more transparency about interest rates. Over the years, Discover has maintained its commitment to putting customers first through quality rewards programs, robust tools like Freeze It® to halt new charges, and industry-leading fraud protection for its over 60 million cardholders.

Today, Discover offers credit cards, banking, personal loans, student loans and more. Discover cardmembers benefit from lone-free access to their FICO score, $0 fraud liability if their card number gets stolen, award-winning U.S. based customer support and seamless integration with contactless and mobile payments.

The company prides itself on making credit cards and financial products easier to understand without hidden gotchas. That consumer-friendly approach carries over to the straightforward rewards program and flexible redemptions that set the Discover It® Miles Card apart from other travel credit cards.

PRESS HERE TO DOWNLOAD THE DISCOVER MOBILE APP ON IOS

PRESS HERE TO DOWNLOAD THE DISCOVER MOBILE APP ON ANDROID

Customer Service

Discover makes it easy to get support if any questions come up about your account:

• Call 1-800-347-2683 to speak with a US-based customer service agent 24/7
• Log in online and use the Discover Message Center
• Start a live chat session on their website during business hours
• Text them at 1-800-347-2683 if you’re enrolled in that service

Discover also has helpful FAQs, how-to guides, and informational articles in the Support section of their mobile app and website. Whatever you need, trained professionals are there to help Discover cardmembers.