How to apply to Delta SkyMiles Gold American Express Credit Card

The Delta SkyMiles Gold American Express Credit Card offers outstanding value for Delta flyers who want VIP travel perks without paying luxury credit card prices. With checked bags, priority boarding, inflight discounts, and more, this card brings elite-like benefits to the everyday Delta traveler.

For just a $0 intro annual fee the first year then $99 per year after that, the Delta Gold Card packs a punch when it comes to rewards for Delta loyalists.

You’ll enjoy perks like your first checked bag free on Delta flights for you and up to 8 companions on the same reservation. This perk alone can save over $100 per roundtrip. Main Cabin 1 priority boarding is also included so you can settle into your seat quickly.

Benefits of Delta SkyMiles Gold American Express Card

Anyone seeking an American Express card may consider going for this one. Below are the most prominent benefits of it.

• Free first checked bag on Delta flights (saves up to $60 per flight)
• Main Cabin 1 priority boarding
• 20% savings on in-flight Delta purchases
• Earn 2X miles at restaurants and U.S. supermarkets
• $100 Delta flight credit after $10k in spending per calendar year

The Delta Gold Card stands out with its very low annual fee compared to premium travel credit cards. Yet, the key Delta travel benefits provide exceptional value like free checked bags that typically only come with pricier airline cards. If you’re a regular Delta flyer but not quite ready to pay $250+ per year in annual fees, this card hits the airline perks sweet spot.

Prerequisites

To be approved for the Delta Gold Card, you’ll need a good credit score of 670 or higher. First-time card members can also take advantage of the generous 40,000-mile welcome bonus after meeting minimum spending requirements.

While a 670-credit score is advertised for approval, a score of 700 or higher is ideal for the best approval odds. Having an established credit history with other credit cards can also increase your chances.

The minimum spending to earn the welcome bonus miles is $2,000 in purchases within the first 6 months of card membership. This allows you plenty of time to organically earn the bonus while using the card for your everyday purchases. Meeting the minimum spend is essential to unlocking the full value of the card.

Be sure to only apply if you can confidently meet the initial spending milestone. Also have a plan for justifying the $99 annual fee after the first free year based on your expected Delta travel for the coming year.

Who is this card for

The Delta SkyMiles Gold American Express Card is an excellent option for casual Delta flyers who want premium travel perks without paying luxury credit card prices. It’s ideal for those who fly Delta a few times per year for personal or business trips.

Frequent Delta flyers will appreciate the free checked bag benefit which can save over $100 roundtrip. Priority boarding is also useful for getting settled early. The bonus mile earning rates make this card rewarding for dining and grocery spending too.

This card is less ideal for loyal Delta flyers who want more upscale benefits like airport lounge access and annual companion certificates. The Delta Platinum and Reserve cards offer those premium perks.

Step by step to apply for the card

Follow these steps to apply for the Delta SkyMiles® Gold American Express Card:

1. Go to the official application page
2. Click “Apply Now” and fill out the secure application with your personal information.
3. Submit your application and if approved, select whether you want a digital card number immediately or want to wait for the physical card to arrive in 7-10 days.

PRESS HERE TO APPLY TO DELTA SKYMILES GOLD AMERICAN EXPRESS CREDIT CARD

Positives and negatives of the card

The Delta SkyMiles Gold American Express Card shines when it comes to valuable Delta travel perks. The free first checked bag benefit alone can save over $60 per flight, quickly justifying the annual fee. You also get Main Cabin 1 priority boarding privileges to settle into your seat faster. Outside of Delta travel, the bonus mile earning rates at restaurants worldwide and U.S. supermarkets make racking up extra miles on everyday spending very easy.

While the positives are abundant for Delta flyers, there are some drawbacks to consider. The $99 annual fee after the intro year may still deter some infrequent flyers. The card also lacks some premium perks offered on more expensive Delta Amex cards like airport lounge access. Additionally, the 20.99% – 29.99% variable APR for purchases is quite high, so carrying a balance month-to-month leads to exorbitant interest charges. Just be sure to pay your bill on time and in full each month.

Even though the negatives are worth considering, the Delta travel perks generally outweigh the downsides for casual Delta flyers. Just be sure to pay your bill on time each month.

How to unlock the card

Follow these steps to unlock your Delta SkyMiles® Gold American Express Card when you receive it:

1. Call the number on the back of your card to reach an American Express customer service agent. The number is 1-800-528-4800.
2. Verify your identity by providing personal information such as your full name, SSN, date of birth, home address etc.
3. Provide the customer agent with the requested activation code that came in the envelope with your new credit card. This is the 4-digit code needed to unlock it.
4. Set your unique pin number by following the automated prompt. Choose a secure pin that others won’t easily guess but you’ll remember.
5. Your Delta SkyMiles Gold American Express card is now unlocked! You can begin using it for purchases and accessing your account online.

Fees and tariffs

The main costs associated with the Delta Gold Card are:

• $0 intro annual fee for the first year, then $99
• 20.99% – 29.99% variable APR for purchases
• 3% fee for purchases made outside the U.S.
• Late payment fee up to $40
• Returned payment fee up to $40

Be sure to pay your statement balance in full each month to avoid interest charges. There are no foreign transaction fees, which is ideal for international travelers.

About American Express

The Delta SkyMiles Gold American Express Card is issued by financial services giant American Express. Established in 1850, American Express offers a premium lineup of travel, rewards, business and personal credit cards. AmEx is known for excellent customer service, generous rewards programs, and premium benefits that enhance the cardmember experience.

With acceptance at millions of merchant locations worldwide, the American Express network provides global purchasing power. AmEx also partners directly with popular travel providers to offer cardmembers exclusive deals, discounts, and loyalty program perks. For Delta loyalists, the Delta SkyMiles lineup of AmEx credit cards provides unmatched value.

Download the American Express app once approved to easily manage your account.

PRESS HERE TO DOWNLOAD THE AMEX APP ON IOS

PRESS HERE TO DOWNLOAD THE AMEX APP ON ANDROID

Customer service

Contact Delta Gold American Express customer support using any of the following:

• Phone: 1-800-528-4800
• Website support
• Mobile app: iOS and Android app provide access to support
• Chat: Available 24/7 when signed into your online account

American Express provides award-winning service and support channels to help with any questions about your account, benefits, spending history or just general inquiries.

Discover other credit cards in our website, like the How to Apply to American Express Platinum Credit Card