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The Hilton Honors American Express Credit Card stands out for its reward structure and status benefits. Users earn 7x points for expenses at Hilton properties worldwide, encompassing a range of Hilton brands from budget-friendly to luxury. Additionally, the card offers 5x points for eligible spending at U.S. restaurants, supermarkets, and gas stations, and 3x points on other eligible purchases. This tiered points system is particularly beneficial for regular travelers who frequent Hilton properties or who have significant spending in the highlighted categories.
Beyond its points system, the card’s most notable feature is the automatic Hilton Honors Silver status it grants to cardholders. This status includes benefits like a fifth night free on award stays, a 20% bonus on points earned, complimentary water bottles, and late checkout options. For those who spend $20,000 in a calendar year, there’s an opportunity to upgrade to Hilton Honors Gold status, which includes additional perks such as free breakfast and preferred room selections. The card also stands out for its lack of foreign transaction fees, making it a strong candidate for international travelers.
At the time of writing (December 2023), the Hilton Honors American Express Card is currently offering a limited-time welcome bonus for new cardholders. New applicants can earn 100,000 Hilton Honors bonus points after spending $1,000 on purchases within the first three months of card membership. This offer is a great opportunity for those considering the Hilton Honors American Express Card to earn a substantial amount of points early on.
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Benefits of the Hilton Honors American Express Credit Card
The Hilton Honors American Express Credit Card is known for its range of benefits that cater to both frequent travelers and those who enjoy the perks associated with the Hilton brand. This card offers a balanced mix of travel rewards and lifestyle benefits, making it a versatile option for various spending habits. Below, we list some of the top benefit you can enjoy with this Credit Card from American Express.
Hilton Honors Points on Purchases
The card earns 7x points on Hilton hotel stays, 5x points on U.S. restaurant, supermarket, and gas station purchases, and 3x points on other eligible purchases. This tiered points system maximizes rewards for Hilton hotel guests and also rewards everyday spending, making it an efficient way to accumulate points.
Hilton Honors Silver Status
Cardholders receive complimentary Hilton Honors Silver status, providing benefits like a fifth night free on award stays, a 20% points bonus on stays, late checkout options, and two complimentary bottles of water. This status enhances the hotel stay experience and offers a taste of the Hilton Honors program’s benefits.
No Foreign Transaction Fees
The card does not charge foreign transaction fees, which is a significant advantage for international travelers. This feature helps to save on costs that can quickly add up when using a credit card outside the United States.
Amex Offers
Amex Offers is a feature that provides access to savings and special deals with various retailers. This benefit allows cardholders to save money on a wide range of purchases, from dining to shopping and travel, adding value to the card ownership.
Secondary Car Rental Insurance
The card includes secondary car rental insurance coverage, which can be useful when renting vehicles. This insurance provides added protection in case of damage or theft, offering peace of mind to travelers who frequently rent cars.
Extended Warranty Protection
Purchases made with the card are eligible for extended warranty protection. This feature can add up to two years to the original manufacturer’s warranty on eligible warranties of five years or less, providing additional security and value on purchases.
Prerequisites to Obtain the Hilton Honors American Express Credit Card
To apply for the Hilton Honors American Express Credit Card, applicants need to meet certain criteria:
- Age and Identification: Applicants must be at least 18 years old and possess a valid Social Security number or Individual Taxpayer Identification number.
- Personal Data: You need to provide your verifiable telephone number, email address and full name as you want it to appear in the card.
- U.S. Address: A physical U.S. address is required to apply for the card.
- Income: Applicants must have a sufficient income to make monthly minimum payments.
- Credit Score: The card is typically targeted towards individuals with good to excellent credit. This generally means a credit score in the range of 670-850. However, credit score requirements can vary, and having a score in this range does not guarantee approval.
- Application Restrictions: American Express has certain application restrictions. For instance, you can be approved for at most two Amex cards in a 90-day period, and you can have at most five American Express credit cards at any point (excluding hybrid or charge cards).
CLICK HERE TO ACCESS THE OFFICIAL AMERICAN EXPRESS WEBSITE
About American Express as Financial Institution
About Amex (American Express)
American Express, the issuer of the Hilton Honors American Express Card, was founded in 1850 in Buffalo, New York. Initially a freight forwarding company, it expanded into financial and travel services in the early 1900s. Known for introducing the first charge card in 1958, American Express has been a pioneer in the financial services industry. It developed various card products over the years, including the Gold Card in 1966 and the Platinum Card in 1984. Today, American Express is a global financial services corporation, offering a range of products from charge cards to banking services. It’s known for its emphasis on premium services and customer experience.
About Hilton
Hilton Worldwide Holdings Inc. is a renowned American multinational hospitality company, founded by Conrad Hilton in 1919 in Cisco, Texas. Originally named Hilton Hotels Corporation, it was headquartered in Beverly Hills, California, until 2009 before moving to Tysons, Virginia. Hilton is a pioneer in the hospitality industry, credited with introducing the concept of franchising hotels and establishing the first airport hotel. The company has a rich history of expansion and innovation, including being the first U.S. coast-to-coast hotel chain. Today, Hilton manages and franchises a broad portfolio of hotels and resorts worldwide, with a significant global presence.
Who is the Hilton Honors American Express Credit Card for?
The Hilton Honors American Express Card is primarily targeted towards individuals who frequently stay at Hilton properties and are looking to earn rewards for their stays and other expenditures. The card is particularly beneficial for those who value hotel-related perks such as automatic Hilton Honors Silver status. It’s also well-suited for people who prefer a credit card with no annual fee and who want to earn points on everyday purchases at U.S. restaurants, supermarkets, and gas stations. This card is ideal for travelers seeking to accumulate points that can be redeemed for hotel stays within the Hilton portfolio.
Step by Step to Apply for the Hilton Honors American Express Credit Card
To apply for the Hilton Honors American Express Card, follow these steps:
- Visit the official American Express Hilton Honors Card application page.
- Click on the “Apply Now” button.
- Fill in the application form with your personal and financial information, including your name, address, income, and Social Security Number.
- Read and agree to the terms and conditions.
- Submit your application for review.
APPLY TO HILTON HONORS AMERICAN EXPRESS CREDIT CARD HERE
Positives and Negatives of the Hilton Honors American Express Credit Card
Positives:
No annual fee.
Earns 7x points on Hilton hotel stays; 5x points at U.S. restaurants, supermarkets, and gas stations; 3x points on other eligible purchases.
Complimentary Hilton Honors Silver status with benefits like a fifth night free on award stays and a 20% points bonus.
No foreign transaction fees.
Access to Amex Offers for savings on various purchases.
Negatives:
Points are primarily beneficial for those who frequently stay at Hilton properties.
Limited premium benefits compared to cards with an annual fee.
American Express cards are not as widely accepted globally as Visa or Mastercard.
Reward points have variable value depending on redemption options, potentially lowering their worth.
The benefits may not appeal to those who do not frequently travel or stay at Hilton hotels.
How to Activate the Hilton Honors American Express Credit Card
To activate the Hilton Honors American Express Card upon receiving it, follow these steps:
- Visit the American Express activation website or use the link provided in the card’s welcome materials.
- Enter the required card details, including the card number and the 4-digit card ID.
- Complete any additional identity verification steps as prompted.
- Once all details are confirmed and submitted, the card will be activated and ready for use.
Additionally, cardholders can activate their card by calling the phone number listed on the card’s sticker or in the welcome materials.
Fees and Tariffs
The Hilton Honors American Express Card has the following fees as listed on the American Express website:
- Annual Fee: Free
- APR for Purchases:19.99% to 28.99% variable APR
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Foreign Transaction Fee: None
- Late Payment Fee: Up to $40
- Returned Payment Fee: Up to $40
Customer Service
For assistance with the Hilton Honors American Express Card, you can use the following official channels:
- American Express Customer Service: Call 1-800-528-4800.
- Official Website: Visit American Express for general information and Hilton Honors Card for specific card details.
- Mobile App: Available on the App Store for iOS and Google Play Store for Android.
